Pay off what you owe. Stop the impulse that put it there.
A 44-page kit with both halves: the debt payoff plan (snowball and avalanche, payment log) and the discipline that keeps the balance from growing back (30-day no-spend challenge, impulse log, big-purchase planner, monthly discipline review).
You pay it down. Then it comes back.
Debt has two halves. The balance, and the habit that made it. Most plans only touch the first. This one puts the no-spend challenge and the impulse log on the same desk as the payoff plan.
- The card gets paid and refilled every few months.
- “I deserve it” has cost you more than any bill.
- You never see the impulse coming until it’s on the statement.
- You want a cheap, finishable place to start.
Forty-four pages, one evening to set up, thirty days to feel the difference.
44 pages. Both halves.
Payoff and discipline, in one kit.
Debt snowball & avalanche
Inventory, the two methods, your order, the payment log.
30-day no-spend challenge
Rules you write, a calendar to color, a review at the end.
The impulse log
What, when, what you felt, what you did instead. The pattern shows in two weeks.
Big-purchase planner
The 30-day wait, the real cost, the plan to pay cash.
Monthly discipline review
What slipped, what held, next month’s one rule.
Undated, tappable
Letter and A4. Clickable contents for GoodNotes.
One evening. Thirty days. Monthly after.
Cheap to start. Hard to stop once it works.
evening
Inventory, order, payment log. The plan exists.
days
No-spend calendar and the impulse log. The habit shows itself.
review a month
What held, what slipped, one rule for next month.
Launch price
Instant download after checkout. One payment, no subscription, yours forever.
Debt-Free & Discipline Kit
- Debt-Free & Discipline Kit (44 pages)
- Snowball & avalanche plans · payment log
- 30-day no-spend challenge · impulse log
- Big-purchase planner · monthly discipline review
- Letter & A4 · personal use
Prices in USD · Digital PDF, nothing ships · Questions? hello@wealthyherpress.com
The Complete Wealthy Her Library
Every Wealthy Her Press product, including this one, in a single download. Plus every product we publish from here on, free.
- The Wealthy Her Planner 2027 + Undated
- All five planner bonuses
- The Abundance Vault (4 journals)
- 1000 Money Affirmations
- The Manifestation Kit
- Savings Challenges + 30 Mini
- The Budget Planner + Paycheck
- Debt-Free Payoff Planner
- Vision Board Kit 2027
- Your Wealthy Year + 90-Day Sprint
- Money Blocks Workbook
- Holiday Side Hustle Kit
- 365 Days of Abundance
- Wealthy Habits Tracker
- 7-Day + New Year Money Reset
- 156 phone wallpapers + Library Guide
One payment · delivered by email · yours forever
If it doesn’t open, we make it right.
Digital files are delivered instantly, so all sales are final, but we stand behind every page. If a file won’t open or anything is missing, email hello@wealthyherpress.com and we’ll fix it or refund you. No forms, no drama.
Educational and reflective content, not financial advice.
Before you buy
How is this different from the Debt-Free Payoff Planner?
The Kit is the starter: the method plus the discipline trackers, 44 pages, $7.99. The Payoff Planner is the full system: eight debt trackers, twelve monthly payment plans, the countdown, call scripts. Many women start with the Kit and move up.
Is this a physical product?
No. It’s a digital PDF. Print it at home or at a print shop, or use it on an iPad or tablet. Nothing ships.
How do I get my files?
Right after checkout you’ll see a download page, and a link also arrives by email within minutes. Download on a computer or tablet for the smoothest experience.
Does it work with GoodNotes?
Yes. Import the PDF into GoodNotes, Notability, Noteshelf or any PDF annotation app. The contents page is tappable.
Letter or A4?
Both. Every page is designed to print on either with “fit to page”.
Can I print it more than once?
Yes, as many times as you like for yourself. Please don’t share, resell or redistribute the files.
Paid off and refilled, or paid off and kept.
Forty-four pages. One evening. $7.99.
Instant download · Letter & A4 · GoodNotes-ready · Designed by Wealthy Her Press